Financing Your Handicap Van

Many wheelchair van buyers aren't aware of all of the free and low cost financing and funding sources available to help offset the cost of an accessible van or vehicle. Wheelchair van funding can be acquired through one or multiple sources such as accessible van loans, disability grants, government programs for the disabled, Veterans (VA) programs, churches, and disability foundations related to individual disabilities. AMS Vans offers the most complete list of handicap van financing resources available for disabled people to help with funding or financing a wheelchair accessible van.

Handicap Van Loans through AMS Vans Financing

AMS Vans offers finance options for a wheelchair van loan through our own network of national banks for consumer and commercial purchases. Our banks understand the needs of mobility and have years of experience helping customers set up the best handicap van loan with options such as penalty-free early payoffs, low interest rates, and terms as long as 10 years.

Call a mobility consultant at 800-775-8267 to find a vehicle loan for your wheelchair accessible van.

Other Wheelchair Van Funding Resources:

Accessible Loans for Wheelchair Van Financing:

Patient Financing Services (PFS) - offers long-term financing fit for your budget and will finance any medical related equipment up to $25,000.00.

Bank of America - affordable and flexible terms for people with disabilities or access needs

Disability Grants for Handicap Van Funding:

Easter Seals - helps disabled people and their families overcome obstacles on the road to independence and reach personal goals.

The M.O.R.G.A.N. Project - Small grants available for chronically ill children

Car Insurance - Liability insurance sometimes covers the cost of the van conversion

Disability Grants for Specific Injury/Disease - Often grants can be found on websites and non-profits for specific injuries. Do a search for your condition with the term "grant" in any search engine.

Foundations to Help Wheelchair Van Funding

The Jay & Rose Phillips Family Foundation - Supports funding for projects that strengthens families, supports education/training, improves health/wellness, promotes independence/inclusion, and fosters good relations

Churches - Disability Grants:

Christian Fund for the Disabled - Provides grant funds up to $2,500 nationally for as many qualifying individuals as possible through churches that are willing to provide matching funds along with consideration for those individuals unable to acquire matching funds.

Knights of Columbus - Provides help to families that have children with disabilities. (up to age 20)

Also talk to your church about holding a fundraiser event to aid in the purchase a wheelchair van.

Government Wheelchair Van Financing Resources:

Administration for Children & Families - New funding opportunities are displayed on this website on an ongoing basis

Grants.gov - The US government resource listing federal grants available

Worker's Compensation offers a reimbursement program for vans converted to be wheelchair accessible when the injury occurred on the job.

Medicare/Medicaid: Sometimes provides assistance when it involves children and other special circumstances

Medicaid/Department of Human Services (DHS) - Children are screened often as part of the Early and Periodic, Screening, Diasnosis, and Treatement (EPSDT) program of Medicaid. Under the "rehabilitative services" people often receive handicap van or lift funding for the intention of obtaining their "best possible functional levels"

Vocational Rehabilitation (VR) located within the state Department of Human Services - (per state) Aids in assistance to help you prepare for work, train for a job, find a job, or keep a job as early as high school. Services are prioritized according to the severity of the disability.

Department of Assistive and Rehabilitative Services (DARS) - Check your state's
branch for grant availability

Division of Developmental Services (DDS) - Check your state's branch for grants

Veterans Assistance for Mobility Conversions or Handicap Van Funding/Financing:

The Federal Department of Veterans Affairs (VA) - Aids in the purchase of a wheelchair van or helps you adapt your vehicle. The VA also repairs or replaces adaptive equipment for the van or car if it breaks down.

Other Wheelchair Van Funding Resources:

Employer Funding - Employers are required to pay for assistive technology, equipment, and other accommodations if the request meets the criteria for a reasonable accommodation under the Americans with Disabilities Act (ADA). Businesses with 30 or fewer employees (or $1,000,000 or less per year in total revenue) can receive a tax credit for the cost of accommodations provided to an employee (or customer) with a disability. This credit coveres 50% of eligible expenditures up to $10,000 with a maximum credit per year of $5000. Contact the IRS for more info.

Business / Fleet Mobility Funding:

Commerical Fleet Financing - provides company financing for new and used commercial equipment through building partnerships.

Accessible Van Funding Resources by State:

Alabama:
Alabama Statewide Tech. Access and Response Project (STAR) - System for Alabamamians with disabilities

Alaska:
Alaska Division of Vocational Rehabilitation Assist. Tech. Program -

Arizona:
Arizona Tech. Access Program

Arkansas:
Arkansas Increasing Capabilities Access Network (ICAN)

California:
California Assist. Tech. System (CATS)

Colorado:
Assistive Technology Partners

Connecticut:

Delaware:

District of Columbia:
University Legal Services at Program for the District of Columbia

Florida:
Florida Alliance for Assist. Service and Technology (FASST, Inc.)

Georgia:
Georgia Tools for Life with the Georgia Department of Labor/Vocational Rehabilitation Tools for Life Program

Hawaii:
Assistive Tech. Resource Centers of Hawaii (ATRC)

Idaho:

Illinois:

Indiana:
Assistive Tech. through Awareness in Indiana Attain Project

Iowa:
Iowa Program for Assistive Technology (IPAT) at the Iowa University Center for Excellence in Disabilities, Center for Disabilities & Development

Kansas:

Kentucky:
Kentucky Assist. Tech. Service (KATS) Network

Louisiana:
Louisiana Assist. Tech. Access Network (LATAN)

Maine:
Maine Consumer Information and Technology Training Exchange (CITE)

Maryland:
Maryland Tech. Assistance Program (TAP)

Massachusetts:

Michigan:
Michigan Assistive Technology Project 2000

Minnesota:
Mobility for Independence: Assists residents with affording vehicle modifications with over $450,000 granted to disabled individuals since 1990.

Assistive Technology of Minnesota
A non-profit organization that provides grants and access to mobility equipment as well as information and training.

Minnesota STAR Program
STAR's mission is to help all Minnesotans with disabilities gain access to and acquire the assistive technology they need to live, learn, work and play.

Independent Living
The Minnesota Association of Centers for Independent Living advocates for the needs of people with disabilities to help develop new resources and improve accessibility. There are eight centers that serve residents.

Missouri:

Mississippi:

Montana:

Nebraska:

Nevada:

New Hampshire:

New Jersey:

New Mexico:
Access Vehicle Loans for the Disabled up to $50,000

New Mexico Technology Assistance Loan Program

New York:

North Carolina:

North Dakota:
North Dakota Interagency Program for Assistive Technology (IPAT)

Ohio:

Oklahoma:

Oregon:
Metropolitan Family Service "Ways to Work"

Pennsylvania:

Rhode Island:

South Carolina:

South Dakota :

Tennessee:

Texas:

Utah:

Virginia:
Virginia Assistive Technology System

Vermont:

Washington:
Washington Access Fund

West Virginia:
West Virginia Assistive Technology System (WVATS)

Wisconsin:

Wyoming:

We understand the challenges of acquiring financial resources for funding your handicap vehicle. We're always in search of new wheelchair van financing or funding programs for your benefit.

Help us build our list of funding opportunities for financing a handicap vans! If you know additional funding sources such as loans, grants, foundations, free money, or other funds, drop us an email, and we'll add them to our list!