Tag Archives: mobility vehicle

road sign that says are you covered

Tips on Getting the Best Insurance Coverage for Your Accessible Vehicle

In case you are wondering if car insurance works differently for accessible vehicles, you are not alone. Luckily, we’re here to offer some tips on the process.

If you are a driver with a disability, the focus of your insurance is substantially similar to that of standard car insurance; accidents. The protection afforded to your wheelchair van mainly varies according to the coverage you select.

Points to Note hand holding a car in a bubble to represent car insurance

The only stipulation needed to drive in public is that you can drive safely, regardless of disability; and if you passed your driver’s test, then the state considers it safe for you to drive. Before looking at premiums, it helps to know what insurance companies base those premiums on.

Insurance companies are not allowed to base their premiums on a driver’s disability. They do, however; base their premiums on several other factors, including the following.

  • Risk analysis – Moody’s Risk Analysis is a tool some companies use to measure the level of risk among drivers and determine insurance rates.
  • Credit history – This helps companies determine whether the driver can pay their premiums on time while also estimate the likelihood of the driver dropping their policy.
  • Driving record – Your driving record is vital for determining your risk while on the road.
  • Marriage status – Your marital status might be another factor insurance companies look at while determining your rates.
  • Age – On average, people aged between 18 and 25 often have high rates, so if you are within this age bracket, don’t be surprised if your rates are a bit high.
  • Criminal record – Some companies might run a criminal background if they feel it necessary.

The best thing to do when getting insurance for your accessible vehicle is to research and compare options, and consult insurance representatives. It is not necessary for you to share your disability, but doing so gives them more information about your current status and might enable them to recommend better quotes for you.

According to the Americans with Disabilities Act enacted in 1990, it is illegal for anyone to discriminate in any way, against persons with disabilities; this includes car insurance companies that charge higher rates due to disabilities. Click To Tweet

When Applying

When applying for insurance, be sure to disclose your vehicle’s modifications because different types of changes can differently affect your rates. Be sure you get coverage for the adaptive equipment so it’s covered in case of an accident.

It is crucial that you request the details regarding the coverage you intend to apply for. When applying, also try to be as thorough as possible and ask all the questions, including the following. calculator, a pen and a list of numbers on a paper

Tips for the Best Insurance

Keeping this in mind, here are a few tips that will be sure to help you get the best insurance provider for your accessible vehicle.

  1. Look into the minimum requirements for your state.
  2. Keep your financial situation in mind; get a premium that is affordable and one that gives you adequate coverage.
  3. Review your driving record.
  4. If you have coverage already, look at how much you are paying and what is covered.
  5. Make a list of companies that interests you and get quotes from their websites or representatives.
  6. Contact them for further details about the coverage they offer.
  7. Ask about possible discounts and consider using the same company to combine coverage on multiple items (home, boat, etc.).
  8. Evaluate their reliability; read reviews, visit the website of your state’s insurance department. You could also talk to friends and family.
  9. After the last step, you probably have a shorter list; make one final review and pick the policy best for you.
  10. If you were previously covered, don’t forget to cancel your old policy.

Conclusion

Hopefully, this article has been helpful and will make getting insurance for your wheelchair van a lot less stressful. For more on accessible vehicles, feel free to visit our website.

Did you know that AMS Vans now offers one year of complimentary roadside assistance (including paratransit service) with the purchase of a mobility vehicle?! Learn more!

atlanta skyline

Go Out and Enjoy Summer: Eight Family-Friendly and Accessible Destinations in Atlanta

Did you know that the city of Atlanta was previously named Terminus because it was at the end of a railroad? No longer known as the last stop for trains, today’s Atlanta has lots of family-friendly venues, where your family can create fun memories this summer. All of these destinations are wheelchair accessible so that everyone can get out and enjoy what Atlanta has to offer!

1. Georgia Aquarium

The nation’s largest aquarium is home to four whale sharks, the sea’s largest fish. See them along with four manta rays and thousands of other sea creatures from an underwater perspective as you travel through a 100-foot tunnel. It’s all part of Ocean Voyager, one of the world’s largest aquatic exhibits. Aquanaut Adventures are another exciting reason to visit the aquarium. Each of the seven routes has seven adventures to take part in to learn more about aquatic life, marine science careers, and marine habitats. Staff members are trained to assist guests with mobility challenges who would like to have an experience with one of the aquarium’s touch pools.

a group of people looks at a giant fish tank at the Georgia aquarium

2. The Children’s Museum of Atlanta

Learning through play is the focus of The Children’s Museum of Atlanta. This summer the museum is hosting Doc McStuffins: The Exhibit. Visitors can explore the McStuffins Toy Hospital and enjoy taking care of the hospital’s toy patients. Also, permanent exhibits provide fun ways to learn about science, tools, food and much more. It is sure to be a good time and totally wheelchair accessible for kids and parents who roll.

3. Legoland Discovery Center

Meet your favorite Lego characters, take a Lego factory tour, and build as much as you like at Legoland Discovery Center. It’s a great place for an all-day outing. In fact, you can enjoy lunch in the on-site cafe, catch a movie in the 4D cinema, and see local buildings recreated in miniature.

4. Martin Luther King Jr. National Historic Park

Explore important places in the life of the civil right leader and learn more about this important chapter in American history. The park’s visitor center has an exhibit called Children of Courage, which teaches little ones about the civil rights movement. The International World Peace Rose Garden, King’s birth home (second floor accessible by elevator chair lift), and the historic Ebenezer Baptist Church that King co-pastored are some of the attractions at the site. Admission to the park is free.

5. Zoo Atlantazoo atlanta sign

While the pandas may be the zoo’s most famous residents, there’s a lot more to see and do at Zoo Atlanta. Observe a feeding, listen and ask questions at a keeper’s talk, or meet an ambassador animal. The zoo’s pathways are easy to roll on and keep an eye out for signs to designate special special wheelchair access.

6. Fernbank Science Center

See the actual Apollo 6 Command Module. Check out live poison dart frogs, turtles, snakes, spiders, and other animals. Catch a show in the Jim Cherry Memorial Planetarium at Fernbank Science Center and come at night to take a look through the observatory’s telescope. Admission and parking are free at Fernbank Science Center. Planetarium shows have a nominal fee.

7. Atlanta Botanical Garden

The Piedmont Avenue location has 30 acres of beautiful outdoor gardensto explore. During summer, a nature-inspired story time takes place on Wednesday mornings in the children’s garden. Complimentary wheelchairs are available for rent on a first-come, first-serve basis.

8. SunTrust Park

Go, Braves! For baseball fans, enjoying a game at the ballpark is one of the great joys of summer. To ensure all guests have a great game day experience, there’s an Accessible Seating Department to help you find parking and seating. Call them at (404) 577-9100 (Option 5). Further, tickets purchased through that department come with a Welcome Kit and a Braves Exceptional Fan Credential.

sky view Atlanta Ferris wheel

With a variety of fun, wheelchair accessible things to do in Atlanta, it’s a great city to experience, whether you’re a local or a visitor! Top any night off with Skyview Atlanta – a 200-ft Ferris wheel overlooking Centennial Olympic Park – it’s wheelchair accessible!

Need to rent a wheelchair accessible vehicle for your Atlanta adventures? AMS Vans has got you covered! Give us a call at 800-775-8267!

Synthetic Motor Oil vs Regular Motor Oil: Which Should I Use?

Hand mechanic in repairing car,change the synthetic motor oil close up selective focus

Motor oils are primarily responsible for keeping the engine from premature wear. When you find the right oil, your engine will serve you for longer. Choosing the right oil for your vehicle might seem like a simple job. However, engines are designed with a specific type in mind, and the more complex the engines become, so are the oils they require.

Choosing the right oil can become challenging when you begin examining the vast array of options available. But, we’ve come to the rescue! A little education goes along way. Understanding the basics of synthetic motor oil can help you make the right choice for your vehicle’s needs.

The API Symbols

API uses two symbols; the “Donut” and the Certification “Starburst.”

The “Donut.” This symbol, shaped like the sweet treat, has three parts. The top half describes performance levels, the center identifies viscosity, and the bottom informs you about the oil’s energy conserving potential. Performance levels are shown with an ‘S’ (which stands for Service) for gas engines and a ‘C’ (which stands for Commercial) for diesel engines.

Viscosity is all about temperature. It determines how well the oil flows at 0 degrees Fahrenheit and 212 degrees Fahrenheit. This is used for the oil’s designation; 5W-20, 5W-30, 10W-30 and 0W-30. It’s important to follow your vehicle manufacturer’s recommendations on SAE oil viscosity, which can be found under the hood or in your owner’s manual.

The “Starburst.” This certification shows that an oil displaying this mark meets the current engine protection standard and fuel economy requirements of the International Lubricant Specification Advisory Committee (ILSAC), a joint effort of U.S. and Japanese automobile manufacturers, according to API.org

motor oil certification and service symbols

What’s the Difference between Regular and Synthetic Oil?

There are a lot of differences between synthetic and regular motor oils. Synthetic oils being more refined and distilled means they have no impurities. The refinement also allows the oil to be tailored to the specific demands of modern engines. How do you determine whether regular or synthetic is the right type of oil for your vehicle?

There are two main differences between synthetic and regular motor oils. The first difference is in how they are made. Second, their functionality and how they affect your car. When it comes to performance, synthetic motor oil is better. Synthetic oil engines perform 47% better than engines using regular motor oil. Synthetic oil’s low level of friction protects the engine while the additives help clean engine deposits.

Further benefits of synthetic motor oils include; fewer emissions, longer oil change intervals, reduced engine drag, better all-weather protection, and a quicker engine start time.

Your manual should be the first reference point if you want to know what type of oil is right for your vehicle. Some advise the use of regular motor oils while others specify the use of synthetic motor oils. Click To Tweet

Other Factors to Consider

Although synthetic motor oils can often provide better performance while helping your engine maintain a longer life-span, that’s not always the case. Some older engines run better on conventional or regular oil. Other factors affect the efficiency of motor oil in use, including the following.

External Conditions

External conditions such as weather and driving habits and distance play a role in determining how efficient your motor oil will be. Low temperatures affect the start time of your engine while high temperatures cause motor oils to break down or even evaporate which exposes your engine to wear.

Longer driving distance means a prolonged running engine. This prolongs the exposure of heat your motor oil will have to endure. Longer distances also imply longer running time which could increase the amount of sludge deposited in your engine.

Still not sure which oil is best for your accessible vehicle? Check out this comparison from idrivesafely.com.

AMS Vans side-entry wheelchair accessible van

Budget

Also, with synthetic motor oil being six to ten times the cost of regular oils, budget is also essential to consider. If you can afford it, and it’s right for you vehicle, go for synthetic motor oils. If full synthetic motor oils are out of your price range, and you have the option to choose something else, consider going with a high-quality regular oil. Visit our site for varied accessible vehicles with different motor oil needs. We will help you identify the right oil for your vehicle engine.

Need service on your AMS Van? We offer nationwide service and repair!