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Wheelchair Van Loans for the Disabled

Find handicap van loans and accessibility grants earmarked for people with disabilities to help fund a wheelchair accessible van or a mobility van conversion. Mobility loans for the disabled offer distinct advantages with options such as penalty-free early payoffs, low interest rates and extended loan terms.

Wheelchair Van Loans through AMS Vans

AMS Vans works with a large network of handicap van loan programs to help you finance a wheelchair van. Browse through our wheelchair van loan information below to see which programs work for you.

Administrators of these banks and finance programs understand the need for mobility and have years of experience helping customers obtain the best handicap van loans.

Click on the link below and describe the need for our sales team to review

Contact Sales Department

State-Specific Disability Loan Programs


Alabama Ability Assistance
The National Resource Directory is just one disabilities assistance information source available to Alabama residents. The NRD focuses on connecting Wounded Warriors, service members, veterans, their families and caregivers with those who support them.


AT of Alaska
Assistive Technology of Alaska (ATLA) is a program that helps residents of Alaska purchase the equipment they need to live more independent lives. They offer equipment information and demonstrations at no charge and discuss available funding options.


Increasing Capabilities Access Network (ICAN)
Revolving loan fund and an equipment/technology clearinghouse.


AT Funding Sources
Assists Coloradans with disabilities in locating funds to purchase AT devices and services for their specific needs.


Connecticut Tech Art Project Accessible Loans
Loans to help those with disabilities fund wheelchair vehicles that have or need modifications to be handicap accessible.


Delaware AT Low Interest Loans
AT Loans fund programs that help residents with disabilities get vehicle modifications and more.


Credit Able/The Center for Financial Independence and Innovation
Credit-Able is Georgia's alternative financing program for the disabled, providing low-interest loans through participating credit unions to help Georgians with disabilities receive affordable financing for devices, home, and wheelchair van modifications.


Hawaii AT (HAT)
The HAT Loan Program provides Hawaii residents with low-cost financing at favorable interest rates to acquire devices and services such as converting wheelchair vans.


Idaho AT Project - Wheelchair Vehicle Modifications Only
A consumer-directed program funded by both private and public money that is designed to help Idahoans obtain and use the mobility aids they need to be successful in employment, education, recreation, and in the community.


Illinois AT Low Interest Loan Program
People with disabilities can borrow money at a low interest rate, with extended terms and flexible approval criteria that supplies assistive technology devices, services, and home or vehicle modifications for the disabled.


Indiana AT Act Funding Support
This funding specialist assists with identifying handicap van loans and other Indiana funding resources for people with disabilities.


Iowa Able Foundation
Helps Iowa residents purchase adaptive devices and equipment and make home modifications through its loan programs. The funding also covers vehicle modifications and wheelchair purchases. This statewide, nonprofit program will loan funds to the disabled for any item, piece of equipment, or product that is used to improve an individual's quality of life.


AT for Kansans - Equipment Loan Program
Call to discuss available handicap van loans and other funding options for people with disabilities


Kentucky AT Loan Corporation
This funding program provides low-interest, fixed-rate loans in the range of $500 to $25,000 for people with disabilities.


Louisiana AT Access Network - Financial Loans
An affordable alternative in financing vital needs such as handicap accessible transportation like wheelchair vans. Together with Regions Bank, LATAN provides loans from $500 up to $50,000.


Mpower Loans for Accessibility
mPower loans are made at low interest rates with longer repayment schedules, reducing monthly payments. Loans of $250 to $100,000 are available to Maine residents.


AT Loan Program
The Maryland Department of Disabilities offers loans for those in need of assistive technology. The Assistive Technology Loan Program helps individuals and families qualify for low-interest loans to buy equipment.


The Massachusetts Assistive Technology Loan Program
The Massachusetts ATLP provides people with disabilities access to low-interest cash loans to purchase handicap vans and vehicle modifications to accommodate a wheelchair.


Michigan Assistive Technology Loan Fund
A loan fund that enables people with disabilities to purchase assistive-technology devices and services, including modifications to their vehicles.


Mobility For Independence
Assists Minnesota residents in the purchase of vehicle modifications. They have granted more than $450,000 to individuals with disabilities since they started in 1990.


AT Loans
Missouri Assistive Technology offers two types of loan programs. They offer a short-term assistive-technology equipment loan program that allows users to
trade equipment. They also offer financial assistance for modifications, including vehicle access.


MonTech Funding
The Montana Assistive Technology Program offers loan assistance through Community Bank Missoula. All residents are eligible for the program, and the funds can be used for adaptive equipment, including vehicle modifications.


Alternative Loan Financing Programs
Easter Seals Nebraska offers two financing initiatives: Nebraska Alternative Financing Program and the Nebraska Telework Loan Program. The first provides for vehicle modifications, and the second primarily deals with modifications made to the home for work purposes.


AT for Independent Living Program
The Northern Nevada Center for Independent Living and RAGE, Inc. provide a service for individuals in the community by making vehicles more accessible.

New Hampshire

AT in NH
Assistive Technology in New Hampshire is a program that increases access to assstive- technology solutions through equipment re-use, explorations, loans and low-cost funding alternatives. A partnership between the Assistive Technology Program in New Hampshire and TD Banknorth provides loans up to $10,000 for assistive technology services and devices.

New Jersey

Disability Rights New Jersey
The Assistive Technology Advocacy Center provides a list of loan programs that can help fund a wheelchair accessible vehicle at low-interest rates.

New Mexico

Access Vehicle Loans for the Disabled up to $50,000
Access Loan New Mexico is a statewide, low-interest loan program that allows a New Mexico resident with a disability to purchase assistive technology or make home modifications so that he or she can live more independently and productively.

New Mexico Technology Assistance Loan Program
The New Mexico Technology Assistance Program (NMTAP) operates a loan program for persons with disabilities who need assistive technology.

New York

Equipment Loan Fund for the Disabled
The New York State Office of Children and Family Services provides assistance and loans to help in the purchase of wheelchair vans.

North Carolina

North Carolina Assistive Technology Program
NCATP provides information on potential assistive-technology funding resources for individuals.


Ohio Assistive Technology
The Assistive Technology of Ohio loan resources. 


ABLE Financing Options
The Oklahoma Assistive Technology Program offers financing options for residents. 


Ways to Work
Ways to Work is a national program of Alliance for Children and Families that helps qualified working parents unable to get funds elsewhere to receive loans to purchase a wheelchair vehicle


Pennsylvania Assistive Technology Foundation
This non-profit organization provides low interest loans to purchase assistive-technology devices and services that benefit people with disabilities. AT devices include seat lift chairs, computers, and adapted vehicles.

Rhode Island

AT Access Partnership
The ATAP is a statewide partnership of organizations with an assistive-technology focus. They provide a range of services including training, public awareness, demonstrations and loans.

South Carolina

South Carolina Assistive Technology Loan Program
This program works to provide assistive-technology equipment to those who require it to live, work, learn, and be more independent. They offer resources on device loans, training, and vehicle modifications. The South Carolina Assistive Technology Loan Program offers loan guarantees and interest-rate subsidies to individuals with disabilities and their families to purchase needed equipment, including vehicle modifications.


Tennessee Technology Access Program
The Tennessee Technology Access Program (TTAP) is a statewide program designed to increase acess to, and acquisition of, assistive-technology devices and services.


Texas Technology Access Program
This site provides information on low-cost loan programs.


Utah AT Foundation
The Utah ATF is a non-profit organization that provides low-interest loans through a partnership with Zions Bank to purchase assistive technology. They offer small grants of $250.

Utah AT Program
The mission of the program is get assistive technology into the hands of people with disabilities who desire more independence in all settings. They offer demonstration, equipment loans and finance options.


Assistive Technology Program
We work with individuals of all ages to find accessible solutions that will help with any disability and aging-related needs.


Washington Access Fund
A non-profit organization that promotes access to technology and employment for persons with disabilities. They offer loan services, including assistive-technology loans, telework loans and micro-loans.

Washington AT Financial Assistance Programs
The Washington Assistive Technology Act Program provides information about low-cost or free loan sources.


WisLoan for Modified Vehicles and Assistive Technology
This program offers loans to help people buy assistive technology like modified vehicles. The program is open to all ages, and there are no income requirements. Loan amounts depend on the item being purchased

Wisconsin's AT (Wistech) Program Provides information about device loans, demonstration, advisory council and other state services.

WisTech Assistive Technology Resource Center A resource center focused on assistive technology.


Wyoming Technology Access Program
This loan program offers interest buy-down for individuals who purchase assistive technology. They offer extended loan periods (up to 60 months) at little-to-no interest.

Disability loans help people with disabilities fund mobility equipment and handicap vans, providing handicap accessibility for home and transportation. Browse our collection of accessible-van loans, and contact AMS Vans to let us know about loans for the disabled, so others might live independent lives, too.

< Financing Handicap Vans

New Conversions and Used Wheelchair Vans for Sale

AMS Vans offers affordable accessible mobility vans, minivans, trucks, and SUV’s available in all of the major brands. Browse our inventory and find the perfect van that suits your needs. Don't buy just any used accessible van, ours are fully reconditioned.

Wheelchair Van Specials

2019 Handicap Van for Sale - 2019 Dodge Grand Caravan SXT Wheelchair Accessible Van VIN: 2C4RDGCG0KR786971

Dodge Grand Caravan SXT
AMS Vans Galaxy Conversion

$46,999 $47,499

  • Stock #: 21010220
  • Mileage: 33,431 Miles
  • Color: White
  • Ramp/Lift: Side Entry In-Floor Pwr
  • Location: Houston, TX
  • Features: N/A
2019 Handicap Van for Sale - 2019 Dodge Grand Caravan SXT Wheelchair Accessible Van VIN: 2C4RDGCG6KR761282

Dodge Grand Caravan SXT
VMI Northstar Conversion

$51,999 $52,499

  • Stock #: 21030028
  • Mileage: 51,900 Miles
  • Color: Gray
  • Ramp/Lift: Side Entry In-Floor
  • Location: Call for Details
  • Features: Backup Camera, Bluetooth, Leather, Remote Start, Driver Pwr. Seat Base
2019 Commercial Wheelchair Vans for Sale - 2019 Dodge Grand Caravan SXT ADA Compliant Vehicle VIN: 2C4RDGCG4KR770885

Dodge Grand Caravan SXT
AMS Edge Conversion

$35,694 $36,194

  • Stock #: 21020105
  • Mileage: 45,299 Miles
  • Color: White
  • Ramp/Lift: Rear Entry Short
  • Location: Call for Details
  • Features: Backup Camera, Bluetooth, Leather, 3YR/36K Conv Wrty, Remote Start, Driver Pwr. Seat Base, Lowered Floor, ADA Compliant
Wheelchair van exterior and interior quality inspection

Vehicle Exterior

Exterior Appearance Inspection

  • Panel alignment/fit
  • Headlamp, taillamp/lens condition
  • Windshield/glass condition
  • Paint chips and scratches
  • Body damage/dents/dings
  • Trim and moldings

Vehicle Identification

  • In place and matching
  • Inspect certification label (federal requirement)
  • Check VIN label to paperwork
  • Check for non-completed recalls

Exterior Lights Function Properly and Illuminate as Designed

  • Headlights hi/low (including aim)
  • Parking lights/fog lights
  • License plate lights
  • Side marker lights
  • Tail lights / backup lights
  • Turn signal and cornering lights
  • Brake and high-mount stoplights
  • Emergency Flashers


  • Vehicle has 2 master key with remote entry (if applicable) and 2 valet key, flat key
  • Programmed to immobilizer

Door Lock System

  • Door opens/closes smoothly using interior and exterior door handles
  • Doors cannot be opened when lock button is in lock position
  • 2-turn unlock feature functions properly
  • Remote entry system operates properly
  • Theft-deterrent system functions properly
  • Child safety locks
  • Wireless door lock operation

Vehicle Interior

Interior Appearance Inspection

  • Seats: front/rear
  • Steering wheel/airbags
  • Armrests/door handles
  • Lower door and sill plates
  • Gearshift selection handle
  • Radio/AC control markings
  • Headliners/sun visors

Seat Belts

  • Extend/retract smoothly
  • Free of twists, cuts or signs of wear
  • Buckles lock securely

Seat Operation

  • Lumbar support operation
  • Memory control operates properly*
  • Headrest functions properly
  • Heaters function properly*
  • Seat cushion angle and height adjustment
  • Seatback angle adjustment

Power Windows / Locks

  • Function Properly

Trunk/Fuel Lid Release

  • Functions Properly (interior)

Glove Compartment

  • Contains portfolio, owner's manual, supplement

Steering Wheel

  • Tilt/telescopic functionability
  • Horn functions properly
  • Steering wheel controls
  • Steering wheel locks
  • Warning chime (key in -- door open)

Windshield Wiper

  • Functions in hi/low/intermittent
  • Wiper blades clean properly
  • Rain sensing wipers*

Dashboard Lights Illuminate as Designed

  • Turn signal: left/right
  • High beam indicator
  • Emergency flashers
  • Instrument panel control knob
  • Waring lights: oil pressure, brake, fuel, charge, seatbelt, open door, engine check, rear light failure, ABS, SRS
  • Check operation of guages

Rear Defogger

  • Functions properly

Air Conditioner / Heater

  • Climate control system functions properly for both heating and cooling

Interior Lights

  • Dome/map/vanity mirror/courtesy lamps/foot function properly

Audio/Navigation System

  • Power/volume switch functions properly
  • Preset station indicator
  • Cassette/CD function (scan, seek, rewind, fast forward) operates properly
  • Navigation system operates properly*
  • Speakers sound clear
  • CD cartridge (if applicable)


  • Tilt/slide operates properly

Clock/Cigarette Lighters/Ashtray/Cupholders

  • Function properly

Outside/Inside Rearview Mirrors

  • Power controls function properly

Luggage Compartment

Luggage Compartment

  • Spare tire size, sidewall condition, tread depth and air pressure
  • Spare tire and attaching hardware, cover, jack, jack tools and wheel lock (if applicable) are present, properly installed and secure
  • Manual fuel lid release operates

Under The Hood

Engine Hood Release

  • Interior release operates properly

The Following Fluid Levels Meet Industry Standard

  • Engine oil replaced and proper level
  • Automatic transmission fluid level
  • Brake fluid level
  • Power steering fluid level
  • Engine coolant fluid level
  • Washer fluid level

Engine Mechanical

  • Excessive fuel pump noise
  • Cooling system (radiator, overflow tank, hoses, coolant level)
  • Water pump (noise/leaks)
  • Air filter (replace as necessary)
  • Inspect oil for contaminants
  • Engine noise (knocks, rattles)
  • Transmission noise (whines, clunks)
  • Belts (wear or damage)
  • Check engine diagnostics


  • No damage or leakage and proper group size/amp rating
  • Tests to standards

Engine Fans

  • Function properly

Under the Vehicle

Tires (Minimum tread depth 5/32")

  • FL: _______/32"
  • RL: _______/32"
  • FR: _______/32"
  • RR: _______/32"
  • Sidewall condition
  • Proper size, type and match
  • Tire pressure


  • Condition/size/fit
  • Check wheel lug-nut torque

Brake Inspection (Minimum 6mm of pad material required)

  • FL: _______mm
  • RL: _______mm
  • FR: _______mm
  • RR: _______mm
  • Rotors show no signs of excessive wear, warpage or heat damage
  • Calipers, lines, and hoses show no sign of excessive wear or leakage
  • Parking brake assemblies, cables, and attaching hardware show no sign of excessive wear or damage

Chassis Inspection (No sign of damage or excessive wear)

  • Frame rails and floor pan
  • Subframe
  • Engine mounts and oil pan for leaks
  • Brake lines and couplings
  • Transmission case/pan for leaks
  • Drive shaft boots and CV joints
  • Fuel lines, fuel tank, hoses and protectors
  • Steering rack, linkage, bushings, control arms and dust boots
  • Differential assembly, drive shaft and related components
  • Exhaust system (including leakage)
  • Transmission mounts
  • Tie rods, ball joints, idler arm
  • Catalytic converter
  • Struts/shocks for operation/leaks

Under Vehicle Fluid Levels

  • Differential lubricant level -- check for contaminants

Road Test (Vehicle Operation)


  • Start-up
  • Idles normally
  • While driving, engine performs normally
  • Starter system operates normally
  • Shift Lock


  • Brake and parking brake function normally
  • Brake and clutch pedal height, free play and travel meet specs.

Indicator Lights

  • No warning lights illuminate during road test


  • T/M shifts properly (both power/normal mode)
  • TRAC/VSC and ECT control functions and indicator lights function properly


  • Steering operation is normal
  • Off-center psecifications meet standards
  • Handling, straight-line operations

Cruise Control

  • Functions properly

Noise or Vibration

  • None present

Squeaks or Rattles

  • None present

* -- If Applicable

Get Pre-approved for Purchase or Leasing

Submit your contact info and an email will be sent with next steps. We look forward to working with you on this vehicle.

Service Guarantee

AMS Vans promises to deliver the best wheelchair accessible van available on the market today..... simply put if you are not fully satisfied with your wheelchair accessible van upon delivery---you can refuse it at no cost to you.

With nearly two decades of experience; manufacturing, selling, and delivering over 12,000 vans nationwide, our dedicated team of certified technicians will not allow your van to leave our Atlanta facility until its right!

Please contact one of our experienced Mobility Specialists today and ask about our three step quality control process.

AMS Vans looks forward to serving your family by providing you with a van that is worthy of our own.

Contact AMS Vans

Get Financing for Purchase or Leasing

AMS Vans is an automotive dealership for people who need an affordable accessible vehicle and financing options. If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, we can help you get a car loan through a special finance lender.

We advise calling first for details at 1-800-775-8267. Otherwise, click the link below to start the credit application.

Click Here to Get Started

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